Structured settlements are meant to provide for a mutually beneficial arrangement in the case of personal injury situations. Typically speaking, structured settlements are devised in a way to provide for the compensation of funds granted through the settlement on a payment plan basis. This provides for benefits to both parties. The person issuing the payments will prove to be levied the burden of having to furnish the agreed upon amount in a lump sum. This allows for them be able to have the financial backing to provide for the payments. For the person receiving the payments, the structured plan allows for interest to be accrued over time, allowing for more money to actually be compensated. Due to the various benefits of structured settlements, there are various organizations or institutions that will buy structured settlements. To purchase structured settlements will mean to buy the future payments that are existing on a structured settlement in exchange for providing a more money at once. These companies will then make a profit from the purchase of structured settlements because structured settlements are meant to accumulate interest over time. Therefore, many companies will see structured settlements as great investment opportunity, due to the fact there will be a profit to be made. Furthermore, many organizations that by structured settlements will also charge a fee for providing for the lump sum amount, which can be anywhere between 10% and 30%.